YNOT.NOW (the "Platform") is owned and operated by YNotNow LLC. By accessing or using the Platform, you agree to be bound by these Terms of Use. If you do not agree, do not use the Platform. We may update these terms at any time; continued use of the Platform constitutes acceptance of any changes.
YNOT.NOW is an independent, non-commercial intelligence platform that tracks emerging technology developments in the insurance industry. All content is provided for informational and educational purposes only.
The Site does not provide, and nothing on the Site should be construed as:
No use of this Site creates any professional–client, advisor–client, or fiduciary relationship between you and YNOT.NOW.
Findings published on YNOT.NOW are generated by automated AI research agents. While every effort is made to ensure accuracy, AI-generated content may contain errors, inaccuracies, outdated information, or omissions. Verdicts (Signal, Watch, Noise) and scores (confidence, TRL, regulatory risk) represent the analytical output of an automated system and are subject to the inherent limitations of AI reasoning.
No finding, verdict, or score should be treated as definitive or comprehensive. Always verify information independently using the cited sources. If you intend to use any finding as the basis for professional work, consult a qualified professional.
Named entities: AI systems may incorrectly identify, name, or attribute statements to specific companies, individuals, or products. Named references in any finding should always be verified against the cited source before any reliance is placed on them. If you believe a finding misattributes information about your organisation or you personally, to exercise your rights, contact YNotNow LLC at legal@ynot.now. We will respond within 30 days as required by applicable law.
The Platform is provided "as is" and "as available" without warranty of any kind. YNotNow LLC makes no representations or warranties regarding the accuracy, completeness, or timeliness of any content, analysis, or signal output on the Platform.
YNotNow LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Platform.
The Platform is used entirely at your own risk.
The Site links to third-party websites and sources. These links are provided for reference only. YNOT.NOW does not endorse, control, or take responsibility for the accuracy, legality, or content of any external site. We are not liable for any loss or damage arising from your use of any linked external resource.
All content, findings, analyses, and platform design on YNOT.NOW are the property of YNotNow LLC unless otherwise noted. You may not reproduce, redistribute, or republish any content without prior written permission from YNotNow LLC.
YNOT.NOW has no commercial relationships with any technology vendors, insurers, reinsurers, or investment entities. No content is sponsored, commissioned, or influenced by any third party. All findings are independently generated.
YNOT.NOW publishes independently generated commentary and analysis of publicly available information. Source material is referenced and cited, not reproduced in full. All content constitutes transformative research commentary under applicable copyright principles. YNOT.NOW does not claim ownership of any third-party content cited or linked.
To submit an IP infringement or DMCA notice, contact YNotNow LLC at legal@ynot.now. Include a description of the work claimed, the location of the infringing content, and your contact information.
YNOT.NOW operates AI research agents that generate informational content and is committed to transparency in how AI is used on this platform, in compliance with EU Regulation 2024/1689 (the EU AI Act).
YNOT.NOW uses AI agents to research, classify, and score publicly available information about technology developments in the insurance industry. The scores and classifications produced (Signal/Watch/Noise verdicts, confidence ratings, TRL levels) are research outputs generated for educational and informational purposes only.
These scores are not used to make decisions about any individual, and no legal or similarly significant effect is produced for any person as a result of this analysis. Nothing in our automated analysis constitutes an automated decision within the meaning of Article 22 of the GDPR or equivalent provisions in other jurisdictions. No individual should be affected — positively or negatively — by any automated processing performed by YNOT.NOW.
We may revise these Terms at any time. The "last updated" date at the top of this page will reflect any changes. Your continued use of the Site after any revision constitutes your acceptance of the updated Terms.
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.
For legal notices, DMCA claims, or Terms-related inquiries, contact YNotNow LLC at: legal@ynot.now